Paul Schulte is the founder and editor of Schulte Research, a company does research on banks, financial technology, bank algorithms and credit algorithms. He has had a career in equity research which spans 27 years on both the buy and sell sides covering the Asian and emerging markets. He also has 5 years of government policy experience in emerging markets. He has been frequently ranked in top-five positions in Euromoney, Asiamoney and Institutional Investor. In Institutional Investor’s 2010 poll, he received top rankings in All-Asia Banks Team, Asia Equity Strategy Team and Asia Economics Team.

In conjunction with Singapore University of Social Sciences (SUSS), he co-authored “Handbook of Blockchain, Digital Finance, And Inclusion” (AI, the IOT & Insurtech in China). Aside from being the founder & editor of Schulte Research, he has taught for 18 years in MBA programs: Tufts, HKUST, HKU, LMU Hilton School in LA & SUSS in Singapore.