Jeffrey Wernick is an experienced independent private investor in various sectors of the world economy. Jeffrey has more than 40 years of experience including investments in worldwide known companies. Then Jeffrey shifted the focus to banking operations, credit platforms, and tech startups. In 1971, when President Nixon suspended the conversion of dollars into gold at a price of $35 per ounce, 15-year old Mr. Wernick invested his savings of $5,000 into gold stocks, which grew to about $250,000 in 1974 when he entered the University of Chicago and began trading. While studying at the university, Jeffrey began his career in trading options and futures on the CBOC, CBOT and the CME. Later, he worked at Salomon Brothers. Then, he became the youngest Senior Officer for quantitative research, capital trading, risk management and loan pricing at the National Bank of Detroit. Jeffrey implemented the earliest known private placements of structured securitization including underlying assets of mortgages, credit card receivables, auto loans, commercial real estate, office buildings, and commercial real estate. Jeffrey launched a technology-oriented venture capital company AVI Portfolio Services Company, Inc. and started a hedge fund to invest in distressed and bankrupt companies to help to restructure their balances. His company specialized in risk management in tailored and exotic derivative products, which was sold in 1984 to the largest insurance company in diversified financial interests. Since then, he has been managing money, including his personal wealth, and has extensive experience in investing in distressed and bankrupt companies, as well as in other domestic and international investment opportunities, including seed capital, angel investing, venture capital, real estate, currencies, raw materials, mining, all forms of derivatives and structured financial products, sharing economy, credit platforms, bitcoin, blockchain, biomedical, human genome project and payment systems. He is also a frequent speaker who has been invited to speak multiple times at his alma mater, The University of Chicago.